Get Loan Against Property (LAP) @ 8.50%*P.A.

Secured loans are known as Loan against property (LAP) and availed by a customer or a business to meet any expense that a bank finds suitable for funding. The loan is availed by mortgaging an existing property like flat, plot, land etc. with the bank.

The amount of loan is decided by bank on the basis of income of the customer and the market value of the property.

Advantage of Secured Loans (LAP) over Unsecured Loans for Businesses

  • Lower rate of interest 
  • Lower EMI
  • Bigger Tenure

Benefits of taking Loans with us

  • Disbursal within 20 days from receipts of complete documents. 
  • Repayment tenures up to 15 years
  • Best in Class Rate of Interest
  • Tie-ups with major Indian and Foreign Banks, NBFCs and Housing finance companies

 8.5%  8.50
You get:  0.00 off

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Documentaion

KYC Documents: (All Applicants)
  • Application form with one photograph each signed across the photographs and signatures on the form.
  • Processing Fees cheque (Log-in Fees) in favour of “The Bank”.
  • Copy of Pan Card
  • ID Proof Other than Pan Card – Passport, DL, Voter’s ID Card etc
  • Residence Address Proof : Telephone Bill preferred (Landline) in absence of phone bill -
  • Relationship Proof between applicants: Passport, Ration card, Marriage Certificate, Birth Certificate of Child etc.
  • Qualification Proof: Only in case of professionally qualified doctors, CA’s, Architect etc.
Financial Documents for Salaried
  • Last 3 months of pay slip
  • Last 2 years of Form – 16 / Last 2 Years of ITR along with Computation of Income.
  • Letter of Appointment/ Increment Letter - from current employer
  • Last 6 Months of Bank Statement –
  • Amortization Schedule/ Statement of Account: Documents to support all active loans
Proprietorship/Self Employed
  • Last 3 Years of Financials – ITR, Computation of Income, Tax Audit Report with complete set of financials
  • Acknowledgement receipts – For all ITRs filed without digital signatures.
  • Last 6/12 Months of Bank Statement (Current)
  • Last 6 Months of Bank Statement (Savings)
  • Sanction Letters - Of CC limit, WC limit, OD and Term Loans.
  • Amortization Schedule/ Statement of Account - Documents to support all active loans
  • VAT/ Service Tax Return for all quarters passed the last financial year.
  • List of Creditors & Debtors of last 2 years attested by CA
  • Form 26 (AS) for current financial year and last 2 financial years of all earning applicants

Any Query ?

 support@startuparena.in
 +91-9899806161
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