Get Home Loan @ 8.35*% P.A. with Zero Processing Fee

eLoanIndia is one of the Delhi NCR’s leading and biggest mortgage distributors. We are financial company specializing in providing all kinds of loans to our valuable customers with greatest ease.

Home purchase loan is taken for purchasing a ready to move-in or a under construction house by mortgaging the same to the bank. It can also be taken for construction of a house over a piece of land.

The amount of loan is decided by bank on the basis of income of the customer and the purchase value as well as market value of the property. 

Benefits of taking Loans with eloanindia :

  • Disbursal within 15 days from receipts of complete documents.
  • Repayment tenures up to 25 years
  • Best in Class Rate of Interest
  • Tie-ups with major Indian and Foreign Banks, NBFCs and Housing finance companies

 8.35%  8.35
You get: 0.00% off

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KYC Documents:- (All Applicants)   
  • Application form with one photograph each signed across the photographs and signatures on the form.
  • Processing Fees cheque (Log-in Fees) in favour of “The Bank”.
  • Copy of Pan Card
  • ID Proof Other than Pan Card – Passport, DL, Voter’s ID Card etc
  • Residence Address Proof : Telephone Bill preferred (Landline) in absence of phone bill -
  • Relationship Proof between applicants: Passport, Ration card, Marriage Certificate, Birth Certificate of Child etc.
  • Qualification Proof: Only in case of professionally qualified doctors, CA’s, Architect etc.
Financial Documents for Salaried
  • Last 3 months of pay slip
  • Last 2 years of Form – 16 / Last 2 Years of ITR along with Computation of Income.
  • Letter of Appointment/ Increment Letter - from current employer
  • Last 6 Months of Bank Statement –
  • Amortization Schedule/ Statement of Account: Documents to support all active loans
Propreitorship /Self Employed
  • Last 3 Years of Financials – ITR, Computation of Income, Tax Audit Report with complete set of financials
  • Acknowledgement receipts – For all ITRs filed without digital signatures.
  • Last 6/12 Months of Bank Statement (Current)
  • Last 6 Months of Bank Statement (Savings)
  • Sanction Letters - Of CC limit, WC limit, OD and Term Loans.
  • Amortization Schedule/ Statement of Account - Documents to support all active loans
  • VAT/ Service Tax Return for all quarters passed the last financial year.
  • List of Creditors & Debtors of last 2 years attested by CA
  • Form 26 (AS) for current financial year and last 2 financial years of all earning applicants

Terms & Conditions

The deciding factors in a home purchase loan are Loan to Value (LTV) ratio and income eligibility.

  • LTV ratio (expressed in percentage) is the ratio of the required loan amount to the market value of the property being purchased. The LTV ranges from 75% to 90% depending on the loan amount.
  • Income Eligibility is the other important factor to decide how much loan can be extended to a potential borrower on the basis of his/ her income. 
  • Conditions Apply on rate of interest

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